The loan decision is made by Bread, our 3rd party lender. Their decision is based upon your credit score and other criteria such as on-time payments. We are not aware of the terms made directly between you and them. They decide. You will be notified of the interest rate when you checkout and you can then decide if you want to follow through with completing the purchase or not at that time. You will get your decision in seconds. The process is quick and easy.
Frequently Asked Questions
Financing
MagikFlame » Questions/answers » Payments » Financing » My credit score is XYZ. Do I qualify?
- Financing
My credit score is XYZ. Do I qualify?
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Do You Have Additional Questions?
We love talking fireplaces! Call us anytime at 800-558-8098 or chat with us on the web site. We can also be emailed at [email protected]. Usually phone calls and chat widget requests get the quickest replies.

