How does financing work?

You can Finance your payments over 6, 12, and 24 months with our lender, Bread Finance out of New Jersey. There is no prepayment penalty. They perform a soft credit pull, so it does not affect your credit score. Approval is made in seconds. The Interest rate is determined by Bread. Their decision is based upon your credit score and other criteria such as on-time payments. We are not aware of the terms made directly between you and them. They decide. It’s a quick and easy process, and very popular with our customers who prefer a low monthly payment.