The Interest rate is determined by Bread. Their decision is based upon your credit score and other criteria such as on-time payments. We are not aware of the terms made directly between you and them. They decide.
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MagikFlame » Questions/answers » Payments » Financing » Why is the interest rate so high?
The Interest rate is determined by Bread. Their decision is based upon your credit score and other criteria such as on-time payments. We are not aware of the terms made directly between you and them. They decide.