Clear, transparent terms. Fair rates. No prepayment penalties.

Financing Available

Pay Over Time

We provide easy and affordable financing through our partner, Bread Pay™, so you can pay for your purchase over time.

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score. Your data is safe and encrypted.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Check your rate

Check your rate in seconds without leaving our site

* Available for purchases between $50.00 and $10,000. Example payment is based on the listen product prices assuming a 24 month term loan and a 9.99% APR. Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company. Rates range from 0.00% to 29.99% APR. APRs will vary depending on the credit qualifications, loan amount and term.