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Apply for your rate in seconds without impacting your credit score
Pay over time with 6, 12 and 24 month financing options*
No payments for at least 30 days after your transaction is settled
Prepay your loan at any time without any penalties
Receive monthly bill reminders or set up auto-pay
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Checkout & Fill in Name and Address
Select Pay Over Time & Pick Your Finansing Options
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*0% APR financing available for a limited time. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.